Finance Broking Services

(Provided under our Australian Credit Licence No 380224)

Our services

Home & Investment Finance

• Home or investment property
• Extensions or renovations
• Refinancing for a better deal
• Debt consolidation
• Loans for the self-employed
• Specialist lenders for special circumstances such as credit issues.

Business & Commercial Finance

• Need a new showroom or workshop?
• Current premises too small or in the wrong area?
• Loans secured either by commercial or residential property.

Equipment, Vehicle & Fleet Finance

• Office, factory or commercial equipment
• Work vehicle or a whole fleet
• Need a new car, boat or caravan, or a new toy? We can help you with a secured Hire Purchase, Chattel Mortgage or Lease
• It only takes a quick visit to us and we can generally have you in your new vehicle or asset within a few days.

Asset Protection Insurance

• We want you to be able to sleep at night, knowing you are financially safe should the unthinkable occur.
• We can help you get comparative quotes from the major providers.

Our approach

SeaChange Financial brings many years of real-world experience and a broad lender panel catering for almost all our clients' needs. Unlike many other brokers and lenders, we're privately-owned and not tied to any one source of funds!

Key features of our process are as follows:

• Our formal fact-find and initial meeting establish your goals and requirements;
• Our Credit Guide and Quote give you vital information so you understand the process better;
• We develop your Credit Proposal to provide you with comparisons of suitable lender products and other information to assist your decision;
• Our Preliminary Assessment (available on request) is worked up based on your specific situation and requirements;
• Then we prepare your loan application for signature and electronic lodgement with your selected lender;
• We manage your application right through the process to settlement, then once the loan is settled,
• Periodic reviews are undertaken with you to ensure your loan remains current and appropriate.

Throughout the process we will provide:

• A wide choice of lenders, products and options
• Friendly, professional advice in plain English and answers to all your questions
• Careful assessment and balanced recommendations
• Frequent status and progress updates
• Time savings and reduced stress throughout the process!